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     All the information appearing on these pages is provided without a
     representation or warranty whatsoever, whether expressed or implied and
     no liability pertaining thereto will attach to Sambiri and its
     subsidiaries. All calculations done through the use of software or
     calculators supplied on these pages, including the rates quoted, are
     guidelines only and subject to final confirmation at the time of
     finalizing the transaction.

     All information regarding the product and services including
     information in respect of the terms and conditions, interest rates or
     any other matters is subject to change without notice.

     Sambiri and its subsidiaries accept no liability whatsoever for any
     loss whether direct or indirect or consequential arising from the
     information provided on these pages or any actions and/or transactions
     resulting there from.

     The information in any emails is confidential and may be legally
     privileged. It is intended solely for the use of the addressee. If you
     are not the intended recipient, any disclosure, copying, distribution
     or any action taken or any action omitted as a result of reliance
     thereon is prohibited and may be unlawful. When addressed to our
     clients any opinions or advice contained in emails should be acted upon
     only after proper / adequate consultation with the engagement
     partner. Although we make every effort to ensure that e-mail messages
     are free of malicious program code, Sambiri and its subsidiaries
     accept no liability for any loss or damage, whether direct, indirect,
     consequential or economic, however caused, which may result directly or
     indirectly from this communication or of any attached files. Save for
     bona fide company matters, Sambiri and its subsidiaries does not accept
     any responsibility for any opinions expressed in emails.

     The terms and conditions pertaining to any products or services
     appearing on these pages or sites shall be governed and interpreted in
     accordance with the laws of territory of operation and application for
     any of the products or services offered on these pages or sites will
     constitute your consent and submission to the jurisdiction of the
     courts in the territory of operation regarding all proceedings,
     transactions, applications or the like instituted by either party
     against the other, arising from any of the terms and conditions
     pertaining to such products or services.

     BY REGISTERING ON THESE PAGES AND/OR APPLYING FOR ANY PRODUCTS OR
     SERVICES OFFERED ON THESE SITES/PAGES, YOU ARE DEEMED TO HAVE ACCEPTED
     THE TERMS OF THIS DISCLAIMER.
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